Bookkeeper or accountant
- Month-end close and reconciliations, including loan accounts
- Monthly financial package for you and your CPA
- Lender document checklist and due-date tracking
- Receivables follow-up and AR aging
Who this is for · SBA acquisitions
Back-Office Support for SBA Business Buyers
Is Veltronx a fit?
Veltronx is a good fit for buyers who acquired a contracting or service business with an SBA-backed loan. A dedicated Veltronx team keeps the books current, prepares the financial statements and documents your lender asks for, takes over the administrative work the seller used to do and helps keep overhead in line with your debt service, all inside your systems and under your review.
An SBA acquisition adds two pressures to an ordinary handover: a lender that expects timely, accurate financials, and a monthly loan payment that leaves little room for overhead creep.
The back-office reality
The back-office load after an SBA acquisition.
Most of it is not new work. It is the same work, with a lender watching and less margin for error.
- 01
Lender reporting
SBA lenders commonly ask for periodic financial statements, tax returns and other documents on a schedule set in your loan agreement. Late or messy numbers make every conversation harder.
- 02
Debt service on top of overhead
A monthly loan payment means every new office hire has to earn its place. Adding local headcount at the same rate as revenue squeezes cash.
- 03
A seller transition with an end date
The seller's knowledge of customers, vendors and procedures is available for a limited time. Whatever is not written down by then is gone.
- 04
Clean books from day one
Opening balances, fixed assets, loan accounts and customer deposits all need to be set up correctly after closing.
- 05
Cash visibility
Receivables, payables and job costs need to be current enough to see a cash crunch coming, not after it arrives.
Where Veltronx fits
Where a Veltronx team helps an SBA buyer.
Each role is a dedicated team member assigned to your company, working inside your systems and trained on your procedures.
Office administrator
- Captures the seller's procedures in writing during the transition
- Customer and vendor correspondence for your approval
- Scheduling, renewals and document control
Estimator or coordinator
- Keeps the bid pipeline moving while you focus on the handover
- Takeoffs and quotes prepared for your pricing
- Vendor and subcontractor coordination
Getting started
A sensible first step.
- 01Start with a bookkeeper or construction accountant before or right after closing, so the books are right from day one.
- 02Add an office administrator during the seller transition to capture procedures while the seller is still available.
- 03Add estimating support when you are ready to grow revenue against the loan.
What stays with you
Prepared by us. Decided by you.
Your team member prepares; you, your CPA and your advisers review and decide. Veltronx is not a lender, a CPA firm or a law firm, is not affiliated with the SBA and does not give lending, tax or legal advice. Nothing goes to your lender without your approval.
Related
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Not sure this is you? See every kind of business Veltronx is a fit for.
FAQ
Questions we hear.
Is Veltronx a good fit after an SBA acquisition?
Yes, for contracting and service businesses with a substantial back office. A Veltronx team keeps the books current, prepares the financial package and lender documents for your review, and takes over the administrative work the seller used to handle.
Can a Veltronx team prepare our SBA lender reporting?
A Veltronx bookkeeper or accountant can prepare financial statements and gather the documents your loan agreement calls for, and track their due dates. You and your CPA review and approve everything before it goes to the lender.
Is Veltronx affiliated with the SBA or a lender?
No. Veltronx is a staffing and back-office company. It is not a lender, CPA firm or law firm and does not give lending, tax or legal advice.
Should we start before or after closing?
Many buyers start right after closing so opening balances, loan accounts and procedures are set up correctly from day one. The discovery call is a good place to plan the timing around your transition period.
How much does it cost?
Veltronx pricing is quote-based: one monthly fee per dedicated team member, built around your needs, the experience level the role requires and your timeline, and confirmed in writing after a discovery call.
Keep the books lender-ready while you take over.
A 30-minute discovery call: how your estimating, accounting, payroll and administrative work flows today, which systems are involved, and how a Veltronx team fits.